Become the Bank

Custom Fit Financing—All the benefits of rental income — without the tenants.

You receive steady monthly payments while we take care of everything else — no repairs, no maintenance, no tenant headaches. It's a simple, hassle-free way to sell while still enjoying predictable income.

See My Monthly Income Potential

How "Become the Bank" Works

Instead of getting all your money at once, you become the lender and receive monthly payments with interest — just like a bank does when they give someone a mortgage.

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You Act as the Bank

Instead of selling to someone who gets a bank loan, you provide the financing directly. They make monthly payments to you instead of a traditional lender.

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Steady Monthly Income

Receive predictable monthly payments for years to come. Perfect for retirement income, college funding, or supplementing your current earnings.

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Higher Total Sale Price

Because you're providing the financing, buyers will pay a premium price for your home. You earn more overall than a traditional cash sale.

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Zero Property Management

Unlike being a landlord, you have no maintenance, repairs, or tenant issues. The buyer owns the home and handles everything — you just collect payments.

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Property- Secured Payments

Your monthly payments are secured by the property itself. If payments stop, you can take the property back, just like a bank would in foreclosure.

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Tax Advantages

Spread your capital gains over multiple years instead of paying all at once. This can significantly reduce your tax burden and keep more money in your pocket.

How We Make You the Bank

Time is critical when facing foreclosure. Here's what happens and how we can help at each stage.

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Understand Your Situation

We start with a quick call to learn about your property and what you need most — whether it’s steady income, peace of mind, or moving on without stress.

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Design Your Payment Plan

Together, we agree on fair, customized terms — the monthly payment amount, timing, and length — so you know exactly what to expect. No surprises, no pressure.

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Handle the Paperwork

We take care of all the contracts, legal details, and setup. Everything is documented and secured, just like a bank would do with a mortgage.

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Start Receiving Monthly Income

Once the deal is signed, your payments begin. You enjoy the benefits of predictable income, while we handle the property, maintenance, and management.

Ready to sell your house?

Get My Offer

Become the Bank vs. Being a Landlord

See why becoming the bank is better than rental property ownership

Become the Bank

  • No repairs or maintenance duties
  • No tenant management required
  • Guaranteed monthly payments
  • No emergency calls or problems
  • Completely passive income
  • Legal protections like any lender
  • Set it and forget it income stream

Traditional Landlord

  • Handle all repairs and maintenance
  • Deal with difficult tenants
  • Vacancy periods with no income
  • Emergency calls at all hours
  • Property management headaches
  • Eviction processes and legal issues
  • Constant property oversight needed

Perfect Situations for Becoming the Bank

This option works best for homeowners who want steady income without the responsibilities of property management.

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Retirement Planning

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College Funding

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Supplement Current Income

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Better Investment Returns

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Avoid Capital Gains Hit

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Estate Planning

What Our Customer Are Saying

96% of Our Customer Rate Their Experience as Excellent.

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Donald Phillips
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"I didn't want to sell my Grand Prairie rental and lose my monthly income stream completely. Sell Flex bought it with seller financing—I get steady payments every month for years, avoided capital gains taxes, and no more tenant headaches. Best of both worlds!"
Speed + Foreclosure Prevention
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Janet Wilson
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After my husband retired, we needed monthly income but didn't want to deal with our Mesquite rental anymore—too stressful at our age. Sell Flex Become the Bank option gives us consistent monthly payments for the next 15 years—better than what tenants paid us—and they handle everything. We finally have peace of mind."
Speed + Foreclosure Prevention
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Raymond Clark
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"Tired of managing my Carrollton property and needed steady income. Sell Flex pays me monthly—I'm the bank now. Steady income, no tenants, no repairs, great tax benefits. Smarter than selling outright."
Speed + Foreclosure Prevention
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Barbara Simmons
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"I needed to sell my Dallas rental but the $85K capital gains tax would've crushed me financially. Sell Flex Become the Bank option spread my payments over 20 years—I defer taxes, get monthly income, and my CPA said it's the smartest move I could make. They understand real estate tax strategy."
Speed + Foreclosure Prevention
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Victor Ramirez
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"My father built our family's Plano rental property and I wanted to keep benefiting from it without the landlord stress Sell Flex created a custom seller-finance deal—I get dependable monthly checks for the next 12 years, honoring Dad's legacy without the tenant calls at 2am.
Speed + Foreclosure Prevention
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Deborah Collins
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"Rental property headaches in Irving were killing me. Sell Flex turned it into a monthly paycheck—better returns than my tenants paid, zero management, deferred taxes. I'm the bank collecting interest!"
Speed + Foreclosure Prevention

Common questions about our process

How is this different from just getting multiple cash offers?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

How do you make money if you show me all my options?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

What if I just want a quick cash offer like other companies?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

Do I have to choose one of your 5 options?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

How long does the entire process take?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

What makes you qualified to provide all these options?

Other companies only provide variations of the same solution - cash purchases below market value. We provide 5 completely different ways to sell: cash, market listing, rent-back, seller financing, and hybrid approaches. Each serves different goals and timelines.

Why Choose  SellFlex for Owner Financing

We've helped hundreds of families navigate financial hardship with dignity and protection for their future.

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Buyer Network

Access to hundreds of pre-qualified buyers actively seeking owner-financed properties. We match you with the best candidates who can pay premium prices.

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Legal Expertise

Our legal team handles all contracts, promissory notes, and documentation. Everything is properly structured to protect your interests and ensure enforceability.

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Full Service Management

Optional payment collection, escrow services, and ongoing management. Make it completely hands-off while you enjoy monthly income.

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Market Analysis

We analyze your local market to determine optimal pricing, terms, and interest rates that maximize your income while attracting qualified buyers.

Ready to see which option works best for your situation?
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Get your free 5-option analysis and discover which path maximizes YOUR goals - whether that's speed, price, convenience, or financial relief.
Get My 5 Free Option Analysis